APR=Annual Percentage Rate. Offer available to qualified loans that are funded on or after April 1, 2021 12:00AM CST and eligible loan applications that are received by April 30, 2021 11:59PM CST. Valid on new and used secured purchase/s and refinance/s to Guardian Credit Union currently held at another lender finance company. Refinances of existing GCU loans, unsecured and real estate loans are not eligible for this promotion. All loans and rates are subject to credit and underwriting guidelines. Minimum loan amount of $5,000.00. Maximum cash back per loan is $300. The 0.50% APR reduction will be taken from the qualifying rate at the time of application. Interest will accrue from time of booking for all loans. One promotional offer available per loan. Loan must be booked within 30 days of application. If an application expires within the date allowed by Guardian Credit Union, any expired promotions offered during that application process will be forfeited. Guardian Credit Union has the right to change, extend or terminate the offer at any time at their discretion. A $5.00 savings account is required. Guardian Credit Union membership is open to those living or working in Milwaukee, Waukesha, Kenosha, Ozaukee, Racine, Walworth and Washington counties. Federally insured by NCUA.