Stash Rewards

Guardian Credit Union's Stash Debit Card Rewards Program helps you establish and build a savings account you can use for future needs. Each transaction you make with your GCU debit card will be rounded to the nearest dollar.

The round-up amount will then go into a Stash Rewards savings account that only allows for funds from debit card round-up transactions. The funds accrued from the transactions for the given a month will earn a BONUS 10% APR* dividend. 

The Facts:

  • Each transaction you make using your debit card will round-up to the nearest dollar and funds will be put into a special savings account based on the program they have signed up for. 

  • You will earn a monthly special bonus dividend of 10% APR* on only the round-ups funds generated that same month. 

  • All funds in account will receive a standard savings rated listed on the rates page. 

  • The Stash Rewards savings account will be locked from receiving additional funds other than the round-up amounts. 

  • You will have access to the funds at any time. 

  • Round-Up funds are taken out of your checking account after transaction has cleared. No round-up funds will be taken out if account is less than $10.

Still have Questions? Check out our Question and Answer Sheet 

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Pay It Forward Rewards

Guardian Credit Union’s Pay It Forward Debit Card rewards program helps you support local charities that are important to you and the overall community. Select a charity from a list of charities below. Each transaction you make with your debit card, will be rounded-up to the nearest dollar. The money that accumulates on a monthly basis will be swept out from the member’s special savings account and put into an account 
set-up especially for that charity.

You will receive donation contributions on your monthly statement that can use for tax purposes.

Matching Gift

Guardian Credit Union will give a bonus 10% APR* dividend based off the total round-up funds per participating account on a monthly basis.


Donations will be given to the program charities on a quarterly basis via check or deposited monthly if charity has an account set up with GCU.

Charity Selection:

  • Milwaukee Homeless Veterans Initiative - Founded and run by veterans, MHVI's mission is to enable homeless and at-risk veterans to reach and maintain their highest levels of independence. We offer unique programs​ to fill the gaps and don't duplicate what others do, and cooperate with the Veterans Administration, Wis. Dept. of Veterans Affairs, County Veterans Service Officers, and other non-profit agencies. More Information

  • Easter Seals Southeast Wisconsin - Easter Seals Southeast Wisconsin provides exceptional services to ensure that all people with disabilities or special needs and their families have equal opportunities to live, learn, work and play in their communities. More Information

  • Pathfinders As Wisconsin’s oldest and one of Milwaukee’s most comprehensive and effective service providers for runaway, throwaway and homeless young people, Pathfinders specializes in the unique needs of a highly vulnerable and diverse population and is committed to ensuring a safe and stable environment for all youth and young adults.More Information

Program Sign Up

You can sign up by clicking on the link below. You can only select on charity to support. You can opt-out at any time by visiting Guardian Credit Union in person or calling our member service center. 

Still have questions? Check out our Question and Answer Sheet


*Annual Percentage Rate (APR). Earn 10% APR on monthly round up funds. Remaining balances will receive standard interest rate of 0.20% after first month and ongoing thereafter. View terms and conditions