Guardian's New Credit Cards


Visa Platinum Card

If you usually carry a balance, this card lets you take advantage of our lowest rate possible: as low as 9.49% APR* for qualified borrowers.

0% APR* for balance transfers and 1.99% APR* for purchases for 6 months for qualifying borrowers. 


Visa Platinum Rewards Card

The GCU VISA Platinum Rewards Card is perfect for your adventurous side. You will earn one reward point with every $1 spent in net retail purchases toward cash, gift cards, merchandise and travel. Rates as low as 12.24% APR* for qualified borrowers. Qualified borrowers also receive 0% APR* on balance transfers and 1.99% APR* on purchases for 6 months.


Visa Platinum Secured Card

The GCU Visa Platinum Secured Card will give you the opportunity to establish or improve your credit responsibly. Secured by funds in a GCU savings account with a deposit of $300 to $1,000.


What are you waiting for?

Apply Now

Check out our rates and card card agreement. Apply at one of our branches or by phone at (414) 546-7450.


Features included with all of our Visa Platinum Cards


Helpful Information

Important Phone Numbers For Your GCU VISA Credit Card

24/7 Credit Card Support: 855-633-0299

Lost/Stolen Credit Card: 800-449-7728

Credit Card Activation: 800-631-3197


Mail Payments for your GCU VISA Credit Card

Guardian Credit Union
PO BOX 660493
Dallas, TX 75266-0493



The ANNUAL PERCENTAGE RATE (APR*) is a variable rate and is based on the Wall Street Journal Prime Rate (Index), plus a margin. The margin is based on certain creditworthiness and qualification criteria. 

The Introductory Rates of 1.99% APR for purchases and 0.00% APR balance transfers are for qualifying members and for a period of six billing cycles from the account opening on new Platinum and Platinum rewards cards. After the introductory period, the rate will adjust to the standard purchase and balance transfer rate, currently 9.49% APR to 19.99% APR and is subject to change. Cash advances are not eligible for introductory rates. We may end you introductory Rates and apply the Standard APR based on the terms of your original agreement if you make a late payment. All purchases, net or returns, qualify for the introductory 1.99% APR. There is a 2% Balance Transfer Fee of the total amount transferred per transaction. The total amount of all balance transfers on the account may not exceed 20% of your approved credit limit. 

Membership eligibility applies. Guardian Credit Union membership is open to those living or working in Milwaukee, Waukesha, Washington, Ozaukee, Racine, and Kenosha counties. A $5.00 savings account is required. Funds federally insured by NCUA.