An interest earning companion to your high deductible health plan.

What's an HSA?

A Health Savings Account, or HSA, can be opened if you participate in a high deductible health plan. You can use the funds in this account to pay for your medical expenses, including doctor visits and prescription drugs. Qualified deposits to your Guardian HSA are tax-deductible (consult your tax professional.)

Access your HSA

Pay medical expenses from your Guardian HSA using the Discover debit card provided or with the unlimited free checks available. You can make contributions to your Guardian HSA by direct deposit, in person at any Guardian location, or online. Also online, you can view account balances, histories and check images at any time.

Account Information

Minimum to Open
No minimum to open.
Transaction Fees

$2 each out-of-network ATM transaction
1% on multiple currency transactions and 0.8% on single currency foreign transactions

  • $25 for account closure

  • Other miscellaneous fees may apply 
Monthly Fee
  • None