Great Rates and Low Minimums. At GCU, we want our best rates available to everyone, so you only need $5 to open a savings account and $250 to open a certificate.

Savings Accounts

Blue Money Market


Individual Retirement Accounts

Minimum Balance $5 $2,500 $250 $250 for fixed rate, $25 for variable rate
Monthly Fee None on active accounts None if $2,500 balance is maintained None None
Earns Interest On balances above $25 Tiered rates at $2,500 and $10,000 Fixed rates at terms from 60 days to 5 years On balances above $50. Fixed and variable rates are available.
Special Features These accounts can be used for day-to-day savings, or for a special purpose. Share and Special savings accounts can be linked to your checking for overdraft protection.
This account allows you to earn a premium rate while keeping access to your money. Checks are available with this account.
Earn our highest rates by agreeing to keep your money deposited for a set period of time. Save for your retirement and earn interest in these federally insured accounts.