Built for Real Life
Access Checking keeps up.
Life moves fast—your checking account should keep up. With Access Checking, you get the flexibility to bank whenever, wherever, and however you want. Whether you’re streaming your favorite shows, withdrawing cash on the go, or managing your finances from your phone, Access Checking makes it easy.
Key Benefits
- $5 Monthly Streaming Refund – Get rewarded when you pay for eligible streaming services from your account.
- $20 Monthly ATM Fee Reimbursement – Use any ATM without worrying about extra fees.
- Security & Peace of Mind – Fraud protection, debit card controls, and overdraft protection services.
Already have a Guardian account?
Converting your existing account to Access Checking is simple! Just give us a call at (414) 546-7450 or stop by any Guardian branch, and we’ll help you make the switch.
More Great Benefits
In addition to the benefits above, Access Checking comes with these great benefits:
- Digital/mobile banking services
- Free cashier’s checks
- Remote (mobile) deposit
- Card controls
- Account alerts
- Overdraft protection services
- Financial planning tools
- A round-up savings option
- A free ATM network
- Instant-issue Visa® debit cards
More Information
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What are the requirements for Access Checking?
In addition to a minimum opening deposit of $25, you’ll need to:
- Have at least one direct deposit of $200 or more made to your account during the month
- Make 15 debit card payments of $5 or more during the month
- To earn a monthly $5 streaming credit for the month, you’ll need to make a streaming payment for a qualifying service of $5 or more from your account during the month
If you don’t meet these requirements, you won’t get a streaming service refund for the month, and you won’t receive ATM fee reimbursements, but you will be eligible for these benefits again in the next month if requirements are met.
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What streaming services are eligible for refund with an Access Checking account?
Payments for Netflix®, Amazon Prime®, Disney+, Paramount+, Hulu®, Spotify® and Apple® streaming services make an accountholder eligible for a $5 monthly refund.
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I have more than one eligible streaming service. Will I receive a $5 monthly refund for each with an Access Checking account?
You will receive just one $5 refund per month whether you pay one of the eligible streaming services from your account or multiple eligible streaming services.
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For an Access Checking account, do automatic payments made to a debit card count toward the 15 debit card transactions per month?
Yes, automatic payments made via debit card count toward the 15 minimum transactions per month.
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What fraud protections are associated with these accounts?
Additional information on the protections for Guardian Access Checking accountholders and joint accountholder(s) from identity fraud events can be found on the fraud protection enhancements page of our website.
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How can I register for/activate my fraud protection enhancements?
Information on registering for and activating fraud protection enhancements will be provided at the time of account opening.
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