Buying a Car

Buying a car is a big commitment. It’s often the second largest purchase you’ll make in life, aside from the purchase of a home.

We’ve been providing auto loans in the Milwaukee community for years, and we have the experience to help.


Where do you begin?

First, you’ll want to figure our how much you can afford to spend. If you plan to buy, think about applying for a loan before you get to the auto lot. Don’t forget to check auto loan rates.

Then, start thinking about the type of vehicle that best fits your lifestyle. You might want to ask yourself:

  • Who will be riding in the car? (you, your spouse, your family)
  • Where will you be driving? (work, trips, around town)
  • How much gas will it use?
  • What sort of maintenance will it require?
  • How much will your license and insurance cost?

We have a resource that can help you out in this process – our auto resource center.


New or Used?

A new vehicle is great – you are its first owner and you will receive the full factory warranty. But you can often get what you are looking for in a used vehicle at a more attractive price.

If you decide that a used vehicle is what you want, be careful. Whether you buy from a dealer or from a private seller, take your time and use trusted individuals, books and websites for purchasing advice. Also keep in mind that most of us aren’t mechanically inclined, so once you’ve test-driven the vehicle, take it to a licensed mechanic for a final inspection, or even better – hire your mechanic to accompany you to the auto lot.


Applying

You’ve made a decision on the best vehicle for you. Now is the time to apply.

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