Certificates

Certificates That Help Your Savings Grow

Looking for a safe way to grow your money? Certificates offer fixed rates designed to help you reach your savings goals.

 

Why Choose a Certificate?

  • Competitive fixed rates
  • Guaranteed returns for the length of your term
  • A great option for short or long term savings

 

Getting started is simple. Our team is here to help you choose the right certificate term and answer any questions along the way.

  • All Certificate Rates
      APY Dividend Rate Minimum Deposit
    2-Month* 0.25% 0.25% $250
    3-Month* 0.50% 0.50% $250
    6-month 1.00% 1.00% $250
    12-Month 1.50% 1.49% $250
    18-Month 1.75% 1.74% $250
    24-Month 2.00% 1.982% $250
    36-Month 2.00% 1.982% $250
    48-Month 2.00% 1.982% $250
    60-Month 2.00% 1.982% $250

Certificate FAQ

APY is Annual Percentage Yield. Minimum deposit to open a Certificate is $250. APY for all accounts is based on a 365-day year and assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. Penalties will be charged if certificate funds are withdrawn prematurely. Penalty will be based on the certificate’s dividend rate at the time of the premature withdrawal. See Truth in Savings disclosure for terms and conditions of certificate. Rates and terms are subject to change without notice and may end at any time. A $5.00 savings account is required. Guardian Credit Union membership is open to those living or working in Milwaukee, Waukesha, Kenosha, Ozaukee, Racine, Walworth and Washington counties. Federally insured by NCUA.

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