1.99% APR* for 12 months
On balance transfers and purchases
Find the Credit Card for You
Whether you regularly carry a balance, are strict about paying off your credit cards, or you are working to build your credit, Guardian Credit Union Visa® credit cards can offer freedom, convenience, and rewards. With our Visa Platinum and Visa Platinum Rewards cards, qualified borrowers can receive 1.99% APR* on balance transfers and purchases for 12 months.
- Take advantage of our lowest rate possible
- Rates as low as 7.99% APR*
- Rates as low as 10.75% APR*
- Earn 1 reward point per dollar spent
- Earn 5,000 bonus points, with $1000 in purchases in the first 90 days
- Establish or improve your credit responsibly
- Secured by funds in a GCU savings account
The ANNUAL PERCENTAGE RATE (APR*) is a variable rate and is based on the Wall Street Journal Prime Rate (Index), plus a margin. The margin for the GCU VISA Platinum cards are based on certain creditworthiness and qualification criteria. The Introductory Rates of 1.99% APR for purchases and balance transfers applies to new GCU VISA Platinum and GCU VISA Platinum rewards credit cards. After 12 months/365 days from the date of your first qualifying transaction, the rate will adjust to the standard purchase and balance transfer rate, currently 7.99% APR to 17.74% APR, and are subject to change. First qualified transaction must be completed within the 365 days from the open date to qualify. We may end your introductory rates and apply the standard APR based on the terms of your original agreement if you make a late payment. All purchases, net or returns, qualify for the introductory 1.99% APR. Membership eligibility applies. Guardian Credit Union membership is open to those living or working in Milwaukee, Waukesha, Washington, Ozaukee, Racine, and Kenosha counties. A $5.00 savings account is required. Funds federally insured by NCUA.
What are the other features and benefits of all GCU Visa® Platinum cards?
- No annual fee
- 25-day no-interest grace period for purchases
- Card alerts
- $250,000 travel accident insurance
- Extended warranty insurance
- Buyers protection insurance
- Auto rental insurance
- Zero liability for unauthorized charges
How do I activate my card?
Call (800) 631-3197 for credit card activation.
How do I report my card as lost or stolen?
To report a lost or stolen card, please call (800) 449-7728.
How do I contact credit card support?
Contact 24/7 credit card support at (855) 633-0299.
How can I make a payment on my card?
Make a payment by accessing your account online or by mail:
Guardian Credit Union
PO BOX 660493
Dallas, TX 75266-0493
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