Guardian Mobile Deposit works with the Guardian Mobile apps. You will not need to download any additional software.

While we reserve the right to update our policy at any time and without notice, generally you can deposit up to $1,500 each day.

Very secure. We use 128-bit encryption: Secure Socket Layer 3.0 (SSL) for all communications. This is currently the highest level of security available for Internet transactions. In addition to this, you can help keep your device secure through password protection and downloading programs only from trusted sources. Check images, once submitted for deposit, are not stored on your phone. NOTE: Check images that are not submitted may remain on your device. For security purposes, be sure to delete these images if you do not submit the deposit.

After successfully making your deposit, we recommend that you safeguard the item deposited for 60 days. After 60 days, and after you have confirmed the deposited funds have been applied to your account correctly, shred the check and dispose of it accordingly.

Unfortunately, not every check can be deposited through GCU Mobile Deposit. Checks written to yourself, checks stamped with a “non-negotiable” watermark, checks issued in a foreign currency or by a financial institution in a foreign country, and US savings bonds cannot be deposited through GCU Mobile Deposit.

In general, if an image of an item transmitted through the service is received and accepted before 3:00 p.m. Central Time on a business day we will consider that day to be the day of the deposit. Otherwise, we will consider that the deposit was made on the next business day. Funds
deposited using the service will generally be made available in three business days from the day of deposit. The credit union may make such funds available sooner based on such factors as credit worthiness, the length and extent of the relationship with the member, transaction and
experience information, and such other factors that the credit union may deem relevant.

There is no limit to the number you can deposit however you can only deposit one check at a time.

At the current time, there is no cost for members to use the remote deposit capture service.

• Lighting Conditions — Bright but indirect light is best. Placing the check too close to lighting sources may cause shadows. For best results, place the check in an area with a good source of natural light.
• Background Surface — Any surface of a solid color that contrasts with the check is best. Use a dark color surface for light checks; a light color surface for dark checks.
• Image Size — Use the green borders to properly zoom and scale. Make sure the entire check appears in the green borders and fills the space as much as possible. The green corners that “hug” your check are a good indication that the check has been properly located in the photograph field.