Auto Loan Rates

As low as  5.49% APR*

Guardian offers low auto loan rates. And we have years of experience providing auto loans in the Milwaukee area. So we’re equipped to help you make the most of your money and your car-buying experience. Want to refinance an existing loan or buy your vehicle off its lease? We can help with that too!

  • Auto Loan Rates - New Autos
      APR* (as low as) Minimum Loan Amount Payment per $1,000
    Up to 36 months 5.49%** $500 $30.20
    37 to 48 months 5.59%** $5,000 $23.31
    49 to 60 months 5.79%** $10,000 $19.25
    61 to 72 months 5.99%** $15,000 $16.58
    73 to 84 months 6.79%* $20,000 $15.00
    *APR=Annual Percentage Rate. All loans and rates are subject to credit and underwriting guidelines and approval. Other rates may apply. Loan application and rate is good for 30 days from application date. Guardian Credit Union has the right to change rates at any time, at their discretion. **Rates valid on new and used auto purchases and/or refinances to Guardian Credit Union currently held at another lender or finance company. Refinances of existing Guardian Credit Union loans, add 0.50% to listed rate.
  • Auto Loan Rates - Used Autos
      APR* (as low as) Minimum Loan Amount Payment per $1,000
    Up to 36 months 5.54%** $500 $30.23
    37 to 48 months 5.84%** $5,000 $23.42
    49 to 60 months 6.14%** $10,000 $19.41
    61 to 72 months 6.34%** $15,000 $16.74
    *APR=Annual Percentage Rate. All loans and rates are subject to credit and underwriting guidelines and approval. Other rates may apply. Loan application and rate is good for 30 days from application date. Guardian Credit Union has the right to change rates at any time, at their discretion. **Rates valid on new and used auto purchases and/or refinances to Guardian Credit Union currently held at another lender or finance company. Refinances of existing Guardian Credit Union loans, add 0.50% to listed rate.

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Auto-Buyer's Guide

Drive Your Future Forward: Tips to Guide You on the Road to Purchasing a Vehicle

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