5 Reasons to Open a Student Checking Account
Student life is busy, and your checking account should keep up. That’s why we offer a Student Checking account to help make managing your money easy so you can focus on your studies.
Earn Cash for Good Grades
Yep, you read that right. If you obtain good grades, you can receive extra cash! Here’s how it works:
- Be a full-time student. College students must be enrolled in at least 6 course credits and high school students must be enrolled in at least 3 course credits.
- Obtain a 3.30 GPA or higher
- Submit proof of GPA within 60 days of the end of the grading period
- Earn $25 up to twice per year
Low Minimum Opening Deposit
You can open a Student Checking account with only $10. Also, the application to open an account is quick and easy. Open an account today!
Note: Students ages 13-17 require an adult 18 years or older to be joint on membership/s.
Account Automatically Converts to Standard Checking
Wondering what happens to your account when you turn 25? Following your 25th birthday, your Student Checking account will automatically convert to a Standard Checking account. This account gives you the basics with no minimum balance required.
If you would like to have a checking account that earns interest, you can switch to either Assurance Checking or Access Checking. Compare all our checking accounts.
Made with Students in Mind
We understand how busy life gets when you’re a student. We wanted to create a checking account that would help students balance classes, work, and everything else that comes with student life. With Student Checking, you can focus on all these things while enjoying the flexibility and freedom to handle your finances your way.
Student Checking offers easy mobile access and tools that help you stay on top of your spending. It’s designed to fit your lifestyle and support your financial confidence.
Helps Create Healthy Money Habits
Good financial habits start with small, everyday choices—and the right tools can make all the difference. Overall, a Student Checking account helps you learn how to manage your money responsibly by giving you clear visibility into your spending and easy ways to track your balance.
With features like mobile banking, alerts, and simple budgeting tools, you can start building healthy routines now that will support you well beyond graduation. It’s a smart way to take control of your finances early and set yourself up for long-term success.