4 Steps to Take When Securing an Auto Loan
Here at Guardian, we know car shopping can be an overwhelming task, but we are here to make the process fast, easy, and painless.
We can have you in your new car the same day! It’s easy, just follow these four steps!
1. Check your Credit and get pre-approved.
Call (414) 546-7450 to speak with one of our professional loan representatives to start the process or simply apply online. We can have you pre-approved in minutes and on your way to pick out the car of your dreams. No matter your credit score, we have a variety of loan options available for all qualified members.
2. How much can you afford?
An important piece in the auto buying process is to review your monthly budget to find out your income and expenses. This process will allow you to find a range of what a “comfortable” payment would be. Applicants can take a look at our loan calculator to figure out where your payments might be at based on the loan amount needed or requested. Car loan terms are available up to 84 months on new vehicles and 72 months on used vehicles with varying interest rates.
3. Go Shopping.
Whether you prefer to shop online or in person we can help you along the way. If you’d like to shop from the comfort of your home or mobile device, try out our online Auto Resource Center. Once you have narrowed your search, we can help you determine the value of the vehicle and your estimated payment amount. After you have determined the vehicle is right for you and have a purchase contract you are ready to come see a professional loan representative to close on your new auto loan!
4. Time to close and start driving your new car!
After you have communicated a time with your professional loan representative to come sign the necessary documents, we will have you on your way with check in hand to purchase your car, all within 15 minutes. They will answer any questions you may have at the time and let you know about our great products we offer to make sure you and your car are protected against any unexpected events that could occur.
Unable to make it to a branch? Ask about how you can sign electronically without coming to the branch.
At Guardian Credit Union, we are here to make your car buying experience as easy as possible. Even if you have never bought a car before and don’t know where to start, call one of our professional loan representatives and they will help you along the entire way.