Tips for Safe Online Shopping
Holiday season is in full swing, and with it comes plenty of online shopping. In this blog, we’ll go over how you can keep your money and information safe while purchasing gifts for those you love.
Check the URL
You should verify the URL of the website you’re on to ensure it’s secure and encrypted. You will know it’s secure if it begins with “https” rather than “http”. An encrypted website allows you to safely enter your personal information without being hacked.
Research the Seller
Before purchasing anything from someone you haven’t bought from before, it could be wise to research them. Make sure they are a legit seller and see what others’ experiences with them have been.
Don’t Use Public Wi-Fi
You should always avoid using public Wi-Fi when doing anything financially. If you must order something when you’re not at home, use cellular data rather than connecting to Wi-Fi. Hackers can easily get your data through unsecured networks such as public Wi-Fi.
Read Reviews Before Ordering
You may want to read the reviews of the item you’d like to purchase before you actually go ahead and purchase it. See what people are saying about the item itself and about the seller. People are more likely to leave a really good review or a really bad review, so you should be able to spot items and companies that won’t be worth your money.
Create Unique Usernames and Passwords
When creating accounts with a company, you’re usually doing it to get a discount, free shipping, or to track your order. You might use your default username and password without thinking twice about it, but maybe you should start giving them some thought. Your accounts for stores will typically store your credit card information in them. If someone were to hack your account, they’d be able to access your information or purchase items with your saved card. This is why it’s important to create strong usernames and passwords—even for your store accounts.
Avoid Too Good to be True Deals
One way to spot a scam is if the deal is too good to be true. If it’s got a major discount and doesn’t come from a reputable source, it’s most likely a scam. You may think you found a great deal and that you’re saving so much money, but it could actually end up costing you more in the long run if you fall for it. Save yourself the extra trouble and skip those too good to be true deals.
Check Credit Card Activity Regularly
It could be a good idea to turn on notifications any time your credit card is used. You’ll be able to spot fraud quickly if it ever happens. It only takes a minute to turn on your credit card notifications, but it can save you hours of dealing with fraud and stressing over possible fraud.
Update Your Devices
You should update your devices when one is available. These updates often include security updates. It’s easier for hackers to get into your devices if you aren’t up to date on all the newest fixes.
Stay Safe this Holiday Season
As you continue your holiday shopping, remember to use the tips listed above to help you have a safe holiday season!