Boat Loans and Financing

As low as  7.99% APR*

Boat Loans and Financing

Fishing boat, pontoon boat, sailboat, ski boat. When you are selecting the boat for you, there are a lot of things to consider. You shouldn’t have to spend a lot of time worrying about financing your boat.

Get Pre-Approved Quickly

With a Guardian Credit Union boat loan, our lending staff will help you get the right loan with little hassle. And you can be in your boat and on the water in as little as a day.

  • Boat Loan Rates
      APR* (as low as) Minimum Loan Amount Payment per $1,000
    36 months 7.99% $500 $31.34
    37 to 48 months 8.09% $5,000 $24.46
    49 to 60 months 8.29% $10,000 $20.42
    61 to 72 months 8.69% $20,000 $17.88
    73 to 84 months 9.29% $20,000 $16.24
    85 to 96 months 9.99% $20,000 $14.76
    97 to 180 months 10.79% $20,000 $11.24
    *APR=Annual Percentage Rate. All loans and rates are subject to credit and underwriting guidelines and approval. Other rates may apply. Loan application and rate is good for 30 days from application date. Guardian Credit Union has the right to change rates at any time, at their discretion. Recreational Loan: RV’s, Boats, ATV’s and Personal Watercraft.

Questions? We'll Contact You!

You are now leaving Guardian Credit Union

You will be linking to another website not owned or operated by Guardian Credit Union. Guardian Credit Union is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Guardian Credit Union.

You will be redirected to

Click the link above to continue or CANCEL