Find the Credit Card for You
Whether you regularly carry a balance, are strict about paying off your credit cards, or you are working to build your credit, Guardian Credit Union Visa® credit cards can offer freedom, convenience, and rewards. With our Visa Platinum and Visa Platinum Rewards cards, qualified borrowers can receive 0% APR* on balance transfers and 1.99% APR* on purchases for 6 months.
- Take advantage of our lowest rate possible
- Rates as low as 9.49% APR*
- Rates as low as 12.24% APR*
- Earn 1 reward point per dollar spent
- Earn 5,000 bonus points, with $1000 in purchases in the first 90 days
- Establish or improve your credit responsibly
- Secured by funds in a GCU savings account
The ANNUAL PERCENTAGE RATE (APR*) is a variable rate and is based on the Wall Street Journal Prime Rate (Index), plus a margin. The margin is based on certain creditworthiness and qualification criteria.
The Introductory Rates of 1.99% APR for purchases and 0.00% APR balance transfers are for qualifying members and for a period of six billing cycles from the account opening on new Platinum and Platinum rewards cards. After the introductory period, the rate will adjust to the standard purchase and balance transfer rate, currently 9.49% APR to 19.99% APR and is subject to change. Cash advances are not eligible for introductory rates. We may end you introductory Rates and apply the Standard APR based on the terms of your original agreement if you make a late payment. All purchases, net or returns, qualify for the introductory 1.99% APR. There is a 2% Balance Transfer Fee of the total amount transferred per transaction. The total amount of all balance transfers on the account may not exceed 20% of your approved credit limit.
Membership eligibility applies. Guardian Credit Union membership is open to those living or working in Milwaukee, Waukesha, Washington, Ozaukee, Racine, and Kenosha counties. A $5.00 savings account is required. Funds federally insured by NCUA.
What are the other features and benefits of all GCU Visa® Platinum cards?
- No annual fee
- 25-day no-interest grace period for purchases
- Card alerts
- $250,000 travel accident insurance
- Extended warranty insurance
- Buyers protection insurance
- Auto rental insurance
- Zero liability for unauthorized charges
How do I activate my card?
Call (800) 631-3197 for credit card activation.
How do I report my card as lost or stolen?
To report a lost or stolen card, please call (800) 449-7728.
How do I contact credit card support?
Contact 24/7 credit card support at (855) 633-0299.
How can I make a payment on my card?
Make a payment by accessing your account online or by mail:
Guardian Credit Union
PO BOX 660493
Dallas, TX 75266-0493
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