Find the Credit Card for You

Whether you regularly carry a balance, are strict about paying off your credit cards, or you are working to build your credit, Guardian Credit Union Visa® credit cards can offer freedom, convenience, and rewards. With our Visa Platinum and Visa Platinum Rewards cards, qualified borrowers can receive 0% APR* on balance transfers and 1.99% APR* on purchases for 6 months.

Guardian Visa® Credit Cards

The ANNUAL PERCENTAGE RATE (APR*) is a variable rate and is based on the Wall Street Journal Prime Rate (Index), plus a margin. The margin is based on certain creditworthiness and qualification criteria.

The Introductory Rates of 1.99% APR for purchases and 0.00% APR balance transfers are for qualifying members and for a period of six billing cycles from the account opening on new Platinum and Platinum rewards cards. After the introductory period, the rate will adjust to the standard purchase and balance transfer rate, currently 9.49% APR to 19.99% APR and is subject to change. Cash advances are not eligible for introductory rates. We may end you introductory Rates and apply the Standard APR based on the terms of your original agreement if you make a late payment. All purchases, net or returns, qualify for the introductory 1.99% APR. There is a 2% Balance Transfer Fee of the total amount transferred per transaction. The total amount of all balance transfers on the account may not exceed 20% of your approved credit limit.

Membership eligibility applies. Guardian Credit Union membership is open to those living or working in Milwaukee, Waukesha, Washington, Ozaukee, Racine, and Kenosha counties. A $5.00 savings account is required. Funds federally insured by NCUA.


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