Fixed rate loan only. A $450 application deposit is required for a 1-unit property and a $650 application deposit for a 2-unit property. $0 Closing Cost special available on refinance and purchases, some restrictions apply. “Up to $1000” savings is available to first time buyers and buyers who have not owned a home in the last two years, some restrictions apply. Not valid on refinances. “Up to $700” savings is available for anytime buyer, purchase only, some restrictions apply. Not valid on refinances. Savings include but not limited to; an appraisal fee, credit report fee, flood certification, title-lenders title policy, title-settlement fee, recording fees, origination fee, 4506T transcripts, document preparation fee, tax service fee and E-Recording fee. Other fees may be at the expense of borrower/s, if applicable. Certain terms and minimum amounts apply and may change at any time. A $5.00 saving account and automatic payments or direct deposit is required. Guardian Credit Union membership is open to those living or working in Kenosha, Milwaukee, Ozaukee, Racine, Walworth, Washington and Waukesha counties. Federally insured by NCUA.