APY=Annual Percentage Yield.  A minimum of $1.00 is required to open and maintain account.  APY earned with a minimum balance of $25.00.  No monthly or annual fee or penalties for withdrawal.  $25 Chewy gift card drawing will be monthly for eligible primary members. Eligibility day is determined on the last day of each month.  To qualify for drawing, primary member must be 18 years old, have a minimum balance of $100.00 in account and account must be open for a minimum of 30 days.  All accounts and/or memberships held by the primary member of qualifying account must be in good standings (no charge offs, negative balances or delinquent loans). Winners will be randomly chosen no later than the 10^th of each month, or the next business day, for the previous month. Winners will be notified via phone or email no later than the 15^th of the drawing month.  Gift card must be claimed in person at a GCU branch within 30 days of notification or prize will be considered forfeited. The odds of winning vary depending on number of eligible members. One entry allowed per person, per month.  Maximum of one (1) winner of a $25 gift card per person, per month.  Chewy, Inc is not affiliated with Guardian Credit Union.  Guardian Credit Union does not endorse, sponsor or supervise the gift card/s identified in the communication.