Student Checking

Being a student can be both rewarding and challenging. With a Guardian Credit Union student checking account, you don’t need to worry about additional challenges. We’ll make your financial life easier. Plus, we’ll give you the opportunity to earn cash rewards, with a qualifying GPA.


  • Add a Debit Card

    Add a Debit Card

    Add a Debit Card

    A GCU Discover® debit card makes it easy to pay right from your account wherever you go.

  • Save for Something Special

    Save for Something Special

    Save for Something Special

    Vacation, the holidays, you name it: our club accounts make it easy.

  • Start Your Auto-Buying Journey

    Start Your Auto-Buying Journey

    Start Your Auto-Buying Journey

    Search for cars, figure your monthly payment, and get pre-approved.

More Information

Students ages 15-17 require an adult 18 years or older to be joint on membership/s. Joint member may be removed when the minor turns 18. Student checking accounts will automatically change to Free 4 U checking at the age 25 of the primary member. No member privilege allowed. See the Member Privilege Brochure for reference. $25 cash reward earned for having a GPA (Grade Point Average) of 3.50 or higher. To claim reward, proof of GPA with current report card and/or transcripts including numerical score and course credits must be provided. If you are unable to provide this documentation, contact your local branch for further guidance. Reward must be claimed within 60 days from end of grading period date and can be claimed up to 2 semesters per year. Reward only available for the grading period during the account opening and thereafter. Program rules and qualification may change at any time at the discretion of Guardian Credit Union. If a school ID is not available, student must provide a current school transcript, report card, class schedule or state registration at time of account opening. Membership eligibility applies for all individuals on account. A $5.00 savings account is required. Guardian Credit Union membership is open to those living or working in Milwaukee, Waukesha, Washington, Ozaukee, Racine and Kenosha Counties. Student ID must be provided at account opening.

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