At GCU, we understand that attending school can be stressful enough with all the studying, exams and other obligations a student has. We want to help make your financial life a little easier with GCU's new Student Checking Account.
This account offers many features beneficial for any student plus a little extra. You also have access to useful tools and information through our website page that can help maintain your finances or assist in pursuing higher education.


  • Students ages 15-24
  • Students must provide current unexpired school ID at account opening
  • $10 opening deposit

 Free with Every Student Account*

  • Free checking with no maintenance fees or minimum balance requirements
  • Free EMV debit card
  • Free access to online and mobile banking
  • Free eStatements
  • Unlimited transactions

Additional Benefits*

Cash Rewards

  • Get a $25 reward 2 times a year for obtaining a 3.50 GPA or higher.
• To qualify, college students must be enrolled in a minimum of 9 course credits. High school students must be enrolled in a minimum of 3 course credits. 

Students ages 15-17 require an adult 18 years or older to be joint on membership/s. Joint member may be removed when the minor turns 18. Student checking accounts will automatically change to Free 4 U checking at the age 25 of the primary member. No member privilege allowed. See the  Member Privilege Brochure  for reference. $25 cash reward earned for having a GPA (Grade Point Average) of 3.50 or higher. To claim reward proof of GPA with current report card and/or transcripts including numerical score and course credits must be provided. If you are unable to provide this documentation, please contact your local branch for further guidance. Reward must be claimed within 60 days from end of semester date and can be claimed up to 2 semesters per year. Membership eligibility applies for all individuals on account. A $5.00 savings account is required. Guardian Credit Union membership is open to those living or working in Milwaukee, Waukesha, Washington, Ozaukee, Racine and Kenosha Counties. Student ID must be provided at account opening. If a school ID is not available, student must provide a current school transcript, report card, class schedule or state registration at time of account opening.

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